It suggested the difference was attributable to the fact that many insurers also sell healthcare policies and have adjusted their investment policies accordingly.VBDO found that six pension funds had blacklisted investments in tobacco firms. They include the €185bn healthcare scheme PFZW, which ceased investing in cigarette manufacturers in 2013.The occupational schemes for general practitioners (SPH) and medical consultants (SPMS) have also halted investing in tobacco.The large metal schemes PMT and PME, when asked, indicated that they didn’t have a tobacco policy, although PME said it would introduce one soon.The €22bn multi-sector pension fund PGB also said it would come up with a policy, following a survey suggesting that just 17% of its participants supported tobacco investments.The €382bn civil service scheme ABP and the €54bn pension fund for the building sector (BpfBOUW) said they invested in tobacco companies “as the sale of cigarettes is still legal in the Netherlands”.The €5bn pension fund PNO Media made clear that it had launched a survey to find out how its participants perceived tobacco investments.According to VBDO, which didn’t publish the names of the investors participating in the survey, nine of the 11 interviewed insurers did not invest in tobacco.VBDO and the Heart Foundation rejected the often cited point that smoking is a free choice, arguing that many smokers have difficulties to quit the habit because of their physical addiction.They also contended that excluding tobacco investments doesn’t negatively affect returns.In their opinion, tobacco investments don’t have a future “as governments increasingly curb smoking and the worldwide number of smokers has been decreasing for years”. Dutch insurers have much stronger exclusion policies on tobacco industry investments than the country’s pension funds, a survey has revealed.The study, conducted by the Association of Investors in Sustainable Development (VBDO) and commissioned by the Heart Foundation found that an increasing number of pension funds were looking into the issue.VBDO said 55 institutional investors took part in the survey, including 30 pension funds with combined assets of €800bn, and 11 insurers.According to the VBDO, more than two-thirds of pension funds didn’t have a policy in place for tobacco investments, compared to 10% of insurers.
The 23 year old made 26 Premier League appearances for Newcastle in the 2019/2020 season scoring 3 goals and providing 5 assists. Professional footballers have shown over time that they are very interested in their video game characters.Inter Milan forward, Romelu Lukaku, famously challenged EA Sports to increase his rating in FIFA 19.Newcastle United’s star winger, Allan Saint Maximin is the latest to publicly react to his character on EA Sports FIFA franchise.The Frenchman reacted hilariously to what seems like his character on the beta version of EA Sports’ upcoming FIFA 21 video game.
Dejan Lovren, football player born in BiH, who plays for the National football team of Croatia, in a documentary for Liverpool TV, told his life story – how he reached the status of football star from a refugee from BiH.He also expressed the support for refugees from Syria and Afghanistan…The territory of the former Yugoslavia is the one that caused the largest number of migrations during the 90’s. A war was raging, and the worst was in BiH where, according to official data, 2.2 million people fled, as reported by Goal.A large number of current players of the national team of BiH were one of those people, but not Edin Dzeko, the captain of the Dragons who spent his childhood in Sarajevo during the war and survived the massacre of children in the Sarajevo neighborhood of Otoka as a six-year-old.“I remember I cried a lot as a child because there was a possibility for someone to kill you at any moment. My mother saved my life when she did not allow me to play football with my friends on the meadow one day. A couple of minutes later, a grenade fell on the meadow and many of my friends were killed,” recalled Dzeko.Instead of prestigious academies, Dzeko nurtured his talent on the concrete sidewalk that was full of holes from shelling. And he succeeded! He left home and his family as an 18-year-old when he went to the Czech Republic where he needed only two years to attract the attention of Felix Magath and Wolfsburg. The rest is history…Unlike Dzeko, Asmir Begovic, Vedad Ibisevic, and Haris Medunjanin had to leave their homes in BiH during the war.Begovic was exiled from his native Trebinje as a four-year-old boy, his family first went to Germany and then to Canada, where he played for young national teams. His career was built through the English clubs who brought him up to the national champion Chelsea.“I was a child, but I know that the towns in my country were bombed, and people had to hide under the ground,” said Begovic in an interview for the British Independent.Vedad Ibisevic had to leave his birthplace as well. Vedo was born in Vlasenica, in which the life for Bosniak residents was anything but easy at the beginning of the war. During the war were killed close to 3,000 people from Vlasenica, and among them was Vedo’s grandfather.“My mother dug a pit in a forest near the house for me and my sister, it was wide and long about a meter and 0.5 meter deep. It looked just as grave. One morning she took us to this place that was covered with sheets and pillows and told us to hide. That morning, Serbian soldiers came to our street. We heard shouting, swearing and breaking into houses. My most important task was to prevent my three-year-old sister from crying. If they heard and found us, they would get us to the concentration camp,” Vedad recalled.His mother finally ‘bought’ exit from Vlasenica in exchange for a house and permission to go to Tuzla where Ibisevic started his football career. Since there was no normal life after the war, Ibisevic’s family went to Switzerland and then the United States. Vedad’s successful career later took him to France and Germany.Haris Medunjanin escaped to the Netherlands with his mother and sister. He was seven years old when they went from besieged Sarajevo back in 1992. His father stayed in BiH where he died.“We had nothing, we left Sarajevo with nothing, and mom still managed to find some things, I do not know where. I now play for them to be happy, I’m in the second place,” recalled Medunjanin, who played for the youth national teams of the Netherlands, and wears the jersey of native BiH since 2009.(Source: faktor.ba)